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SERVING MT

Medical Billing Services in Montana

As a remote-first medical billing company serving Montana practices statewide, MedPrecision pairs MT-specific payer expertise with AAPC-certified billing experts. Blue Cross Blue Shield of Montana anchors Montana's commercial payer mix, and any practice that mishandles its fee schedule, modifier rules, or appeal deadlines bleeds revenue every quarter. Montana Medicaid routes members through a 365-day timely-filing window — a clock that disciplines our entire Montana claim queue. Montana Code Annotated 33-18-232 requires an insurer to pay or deny a claim within 30 days after receipt of a proof of loss — 60 days if it makes a reasonable request for additional information — giving providers a real lever when payers stall on clean submissions. Every Montana account we manage is wired to those clocks: scrubber rules per payer, payer portal automation, and appeal drafts queued the moment a denial lands so nothing ages past the timely-filing or prompt-pay window.

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9,000+
Licensed Physicians
Licensed physicians recorded for Montana in the FSMB 2025 physician licensure report. This counts licenses on file, not physicians practicing there; a physician licensed in several states appears in each. · Source
310K
Medicaid Enrollment
Montana Medicaid enrollment including HELP Act expansion · Source

The Montana Billing Landscape

Montana expanded Medicaid in 2015 under the HELP Act (Health and Economic Livelihood Partnership), adding approximately 100,000 enrollees to a program that operates primarily as fee-for-service without managed care organizations. This direct FFS model simplifies some billing workflows but means practices deal directly with the state's fiscal agent for claims processing rather than with a plan's provider-relations desk. Blue Cross and Blue Shield of Montana is the dominant commercial payer, and it is a division of Health Care Service Corporation, a Mutual Legal Reserve Company — not of Premera, and not an independent Montana carrier; BCBSMT joined HCSC in 2013, which is why its provider-facing systems look like BCBS of Texas, Illinois, Oklahoma and New Mexico rather than like a regional plan (verified at bcbsmt.com and hcsc.com on 17 September 2026). PacificSource and UnitedHealthcare also write coverage in the state, and Allegiance Benefit Plan Management appears on Montana claims as a third-party administrator rather than as a carrier, which changes who you appeal to. Montana's prompt pay law gives an insurer 30 days after receipt of a proof of loss to pay or deny, 60 days where it has reasonably requested more information. The state's vast geography and low population density make it one of the most challenging states for healthcare access, and much of Montana carries a frontier designation. Critical access hospitals and rural health clinics, not large systems, are where most of the state's outpatient volume is billed. Billings Clinic and SCL Health (now Intermountain) are the largest health systems. Montana mandates telehealth coverage for commercial payers, and telehealth is essential for reaching patients in remote ranching and tribal communities. The state's tribal population served by Indian Health Service requires coordination of benefits expertise. Provider recruitment difficulties mean existing practices carry heavy patient loads, making efficient revenue cycle management essential.

Who We Serve in Montana

Our Montana client mix skews toward solo practices, rural health clinics, critical access hospitals , plus tribal health facilities and telehealth providers. We work with providers in Billings, Missoula, Great Falls and across the rest of the state, all remotely.

Solo Practices Rural Health Clinics Critical Access Hospitals Tribal Health Facilities Telehealth Providers

Major Metros Served

Billings Missoula Great Falls Bozeman Helena

What billing costs in Montana

We publish one national rate card and bill Montana practices on exactly the same terms as everywhere else — there is no regional markup and no quote-only tier below enterprise. You pay a percentage of what we actually collect, so if we do not collect, you do not pay.

Practice size Rate Basis Note
Solo practice 7.0% of monthly collections Monthly minimum applies
Group practice 6.0% of monthly collections Volume discounts available
Enterprise Custom tiered pricing Scoped per engagement
  • No setup or implementation fee
  • No per-claim charge
  • No software fee and no markup on third-party costs — clearinghouse fees, postage and payer application fees are passed through at cost
  • 12-month initial term, then month-to-month — 60 days' notice either way, no early-termination penalty
Full pricing, worked examples and flat-fee packages
Payer Intelligence

Payer Landscape in Montana

Montana Medicaid (fee-for-service with Medicaid expansion) is the public payer our billing team codes against day-to-day. On the commercial side, Blue Cross Blue Shield of Montana, PacificSource, Allegiance drive the bulk of Montana claim volume, so we maintain payer-specific denial playbooks and appeal templates for each. Claim clocks in Montana run 365 days for Medicaid and 90-180 days for commercial payers — deadlines our A/R queues are built around. Montana's prompt-pay statute: Montana Code Annotated 33-18-232(1) requires an insurer to pay or deny a claim within 30 days after receipt of a proof of loss, extended to 60 days from receipt of the proof of loss where the insurer makes a reasonable request for additional information or documents. Subsection (2) adds 10 percent annual interest on the claim amount, calculated from the date the claim was due, and payable only where the interest owed exceeds $5. Subsection (3) bars a private cause of action under 33-18-201 or 33-18-242 based on compliance with this section. Verified against Montana Code Annotated 2025 on 17 September 2026.

Medicaid Program

Montana Medicaid (fee-for-service with Medicaid expansion)

Key Commercial Payers

Blue Cross Blue Shield of MontanaPacificSourceAllegianceUnitedHealthcare

Timely Filing Deadlines

Medicaid365 days
Commercial Payers90-180 days

Prompt Pay Law

Montana Code Annotated 33-18-232(1) requires an insurer to pay or deny a claim within 30 days after receipt of a proof of loss, extended to 60 days from receipt of the proof of loss where the insurer makes a reasonable request for additional information or documents. Subsection (2) adds 10 percent annual interest on the claim amount, calculated from the date the claim was due, and payable only where the interest owed exceeds $5. Subsection (3) bars a private cause of action under 33-18-201 or 33-18-242 based on compliance with this section. Verified against Montana Code Annotated 2025 on 17 September 2026.

Compliance

Montana Billing Regulations & Compliance

The Montana Commissioner of Securities and Insurance (CSI) sets the rules our Montana billing workflows have to satisfy. Surprise billing in Montana: Federal No Surprises Act applies; no additional state-specific surprise billing law. Telehealth parity: Montana requires commercial insurers to cover telehealth services under HB 63 (2021). Medicaid covers telehealth including audio-only services.

State Insurance Regulator

Montana Commissioner of Securities and Insurance (CSI)

Surprise Billing Protection

Federal No Surprises Act applies; no additional state-specific surprise billing law.

Telehealth Billing Parity

Montana requires commercial insurers to cover telehealth services under HB 63 (2021). Medicaid covers telehealth including audio-only services.

Common Questions

Common questions about medical billing services in Montana.

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How does MedPrecision handle Montana Medicaid fee-for-service billing?

Montana operates its Medicaid program primarily on a fee-for-service basis, which means each claim must meet specific state billing guidelines without MCO intermediaries. Our team is well-versed in Montana Medicaid's fee schedules, covered services, and prior authorization requirements, ensuring clean claims and timely reimbursement.

Can you help my Frontier or Rural Health Clinic with billing in Montana?

Yes. We specialize in Frontier and Rural Health Clinic billing and understand the cost-based reimbursement methodology, encounter rate structures, and Montana-specific filing requirements that these facilities depend on. We verify your clinic captures its full entitled reimbursement.

Does MedPrecision handle tribal health and IHS billing in Montana?

Absolutely. Montana has a significant tribal health presence, and billing for tribal facilities involves navigating IHS purchased/referred care, Medicare and Medicaid tribal provisions, and coordination of benefits between federal and state programs. Our team has experience managing these complex multi-payer tribal billing workflows.

How do you support telehealth billing for remote Montana practices?

Telehealth is essential in Montana given the vast distances between communities. We stay current on Montana Medicaid telehealth policies, commercial payer telemedicine rules, and the originating and distant site requirements specific to the state, verifying your virtual visits are properly billed and fully reimbursed.

What happens if a payer misses the Montana prompt-pay deadline?

Montana Code Annotated 33-18-232(1) requires an insurer to pay or deny a claim within 30 days after receipt of a proof of loss. If the insurer makes a reasonable request for additional information or documents, that becomes 60 days from receipt of the proof of loss. Subsection (2) sets the remedy: the claim amount plus 10 percent annual interest calculated from the date the claim was due, where due means 30 days after receipt of the proof of loss, or 60 days where a reasonable request for information was made. Interest is payable only where the amount of interest due on the claim exceeds $5, and subsection (3) blocks any private cause of action under 33-18-201 or 33-18-242 based on compliance with this section — the escalation route is the Commissioner, not litigation on the statute. We track every clean claim against these deadlines, flag stalled payments in our A/R reports, and escalate to the Montana Commissioner of Securities and Insurance (CSI) when a payer defaults. Montana Medicaid allows 12 months from the date of service; commercial claims run 90-180 days. Verified against Montana Code Annotated 2025 on 17 September 2026.

How do I choose a medical billing company in Montana?

Prioritize a billing company that already works with Montana Medicaid and the major commercial payers in Montana — payer-specific edits and timely-filing windows are where most MT revenue leaks start. Ask about AAPC-certified coders, transparent pricing, and denial-rate and days-in-A/R reporting before you sign. Because billing is delivered remotely, a company's Montana payer experience matters more than a local office address.

AAPC Certified
AHIMA Credentialed
HBMA Member
HIPAA Compliant

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Billing help for your Montana practice

Tell us the specialty and we will come back on what your Montana payer mix actually changes — filing windows, the state's prompt-pay clock, and which plans your claims are going to. Written findings in 3–5 business days.

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